Founded in 2013, Hui Ying Financial Holdings Corporation ("Hui Ying") previously known as Sino Fortune Holding Corporation, is an online financial credit facility solution provider servicing under-served small and medium-sized enterprises ("SMEs") and individual borrowers in China. Through our wholly-owned subsidiaries, we operate an electronic online financial platform, www.hyjf.com, which is designed to match investors with SME and individual borrowers in China. We have also developed user-friendly mobile applications for borrowers and investors which enable them to access our platform at any time and location that is convenient. The platform is also accessible to those who act as guarantors for the loans to borrowers ("third party cooperative partners"). We currently have 27 third-party cooperative partners, consisting of pawn shops, loan companies and guarantee companies that frequently serve as guarantors of loans on the platform. We have engaged Jiangxi Bank to provide fund depository services for the marketplace.